🏙️ Introduction

Dubai’s real estate market has matured into one of the most expat-friendly and investment-secure destinations in the world. With its zero property tax, robust legal framework, high rental yields, and residency visa opportunities, Dubai continues to attract thousands of foreign investors and expatriate buyers every year.

Whether you're relocating to the UAE or diversifying your international property portfolio, this professional guide from SBJ Real Estate will give you a step-by-step roadmap to investing confidently in Dubai.

🌐 Why Foreigners Invest in Dubai Real Estate

• 100% freehold ownership in designated zones
• Zero capital gains and income tax
• Stable currency pegged to USD
• Rental yields between 6%–9% in key areas
• Residency visas linked to property investment
• High liquidity and resale market

🏘️ Can Expats Buy Property in Dubai?

Yes. Since the introduction of freehold zones in 2002, expats and foreign nationals can buy, sell, lease, and inherit properties in Dubai’s designated freehold areas.

✅ Popular Freehold Zones:

• Downtown Dubai
• Business Bay
• Dubai Marina
• Jumeirah Lake Towers (JLT)
• Palm Jumeirah
• Dubai Hills Estate
• MBR City
• Emaar Beachfront
• JVC and Arjan

📝 Legal Process for Expats to Buy Property in Dubai

1. Select a Property & Developer

Work with a RERA-licensed agency like SBJ Real Estate to access pre-vetted properties.

2. Sign MoU (Memorandum of Understanding)

Outlines terms, conditions, and security deposit (usually 10%).

3. Get an NOC from the Developer

Confirms there are no outstanding service charges.

4. Transfer Ownership at a DLD Trustee Office

Bring passports, title deed, and pay the DLD transfer fee (4%).

5. Get the Title Deed

Issued on the same day; the property is legally yours.

💼 Can Foreign Investors Get a Residency Visa?

Yes — Dubai offers investor visas linked to real estate purchases.

💰 What Are the Costs Involved?

💳 Can Expats Get a Mortgage in Dubai?

Yes, but conditions apply:

• Maximum financing: 50%–80% based on resident status and property value
• Minimum salary: AED 15,000/month
• Valid UAE residence visa and bank statements required

💼 SBJ helps clients get pre-approved mortgage offers through partner banks.

🌍 Taxes for Foreign Property Owners

✅ No:

• Capital gains tax
• Property tax
• Inheritance tax

🔴 Only:

• VAT (5%) applies on certain commercial properties or services.

🔐 How SBJ Real Estate Helps Foreign Investors

• Expert guidance in English, Arabic, French, Hindi & Russian
• End-to-end services: selection, paperwork, negotiation
• Visa processing, escrow assistance, power of attorney setup
• Property management for overseas investors
• Access to exclusive off-plan projects before public launch

📣 Final Thoughts

Whether you’re a first-time buyer or an international investor looking for ROI, Dubai’s real estate market in 2025 is full of opportunities. With world-class infrastructure, stable governance, and investor-friendly laws, Dubai is one of the smartest places to buy property globally.

SBJ Real Estate is your trusted partner for buying, investing, and managing properties in the UAE — transparently and professionally.

📞 Contact our team today to book a private consultation or virtual property tour.